Currency Converter
Convert currencies with real-time exchange rates. Supporting 150+ currencies with accurate, up-to-date rates for travelers, businesses, and investors.
๐ How to Use the Currency Converter
Convert any currency in 4 simple steps with real-time, accurate exchange rates:
Enter Amount
Type the amount you want to convert. Works with any value - from small pocket money to large business transactions. Supports decimals for precise conversions.
Select Currencies
Choose your source currency (what you have) and target currency (what you want). Search from 150+ currencies including USD, EUR, PHP, JPY, and more.
Instant Conversion
Get immediate results with real-time exchange rates. See the converted amount, current rate, and even reverse conversion automatically calculated.
View Trends
Check historical rate charts to see trends over time. Perfect for timing your currency exchange or understanding market movements.
๐กPro Tips for Smart Currency Exchange
Monitor Exchange Rate Trends
Check historical charts before exchanging large amounts. Exchange rates fluctuate daily - a 1-2% difference can save/cost hundreds on big transactions. Set alerts for your target rate.
Avoid Airport Exchange Counters
Airport rates are typically 5-10% worse than market rates. Use this tool to check fair rates, then exchange at banks or ATMs abroad. Save up to โฑ500-โฑ2,000 per $100 exchanged.
Use Mid-Market Rates for Reference
Our converter shows the real mid-market rate (what banks use). Actual exchange services add 1-3% markup. Compare their rate to ours to spot hidden fees and negotiate better deals.
Best Days to Exchange Currency
Mid-week (Tuesday-Thursday) often has better rates than Monday or Friday. Avoid exchanging during major holidays or market volatility. Early morning rates are typically more stable.
Consider Transaction Fees
Exchange rate is just part of the cost. Factor in transfer fees ($0-$50), service charges (1-3%), and receiving bank fees. Sometimes a slightly worse rate with lower fees is better overall.
Split Large Transactions
For amounts over $10,000, consider splitting into multiple transactions over several days to average out rate fluctuations. This hedging strategy reduces risk of exchanging everything at a peak.
๐ฏ Perfect For These Scenarios
Travelers
- โข Budget planning for international trips
- โข Converting vacation spending money
- โข Checking fair rates before exchange
- โข Calculating daily budgets in local currency
- โข OFW remittance rate monitoring
Business Owners
- โข International invoicing and pricing
- โข Import/export cost calculations
- โข Foreign supplier payment planning
- โข Multi-currency profit/loss tracking
- โข Client quotation in multiple currencies
Investors & Students
- โข Forex trading reference rates
- โข International tuition fee conversion
- โข Scholarship stipend calculations
- โข Investment portfolio valuation
- โข Cross-border savings planning
Convert Currency
Conversion Result
Popular Currency Pairs
Quick Amounts
Historical Exchange Rates
โ Frequently Asked Questions
Q:How accurate are your exchange rates?
A: Our rates are sourced from multiple reliable financial data providers and updated in real-time (every 60 seconds). We show the mid-market rate - the true exchange rate between currencies without markup. This is the same rate you see on Google, XE.com, and Bloomberg. However, when you actually exchange money, banks and services typically add a 1-3% margin on top of this rate. Our accuracy is 99.9%+ compared to official market rates.
Q:Why is the rate different from what my bank offers?
A: Banks and money transfer services add a markup (called spread) to the mid-market rate to make profit. Here's the typical breakdown:
- Our Rate: 1 USD = 56.50 PHP (mid-market, no markup)
- Bank Rate: 1 USD = 55.20 PHP (2.3% markup = โฑ1.30 loss per dollar)
- Airport Counter: 1 USD = 54.00 PHP (4.4% markup = โฑ2.50 loss per dollar)
- Online Services (Wise, Remitly): 1 USD = 56.20 PHP (0.5% markup = โฑ0.30 loss per dollar)
Use our converter to negotiate better rates by showing the real mid-market rate!
Q:Can I use this for business transactions or tax reporting?
A: Yes, absolutely! Our rates are sourced from official financial data providers and are accurate enough for business planning, invoicing, and reference purposes. However, for official tax reporting or legal documentation, we recommend using rates from your central bank (BSP for Philippines, Fed for USA) or official government sources. For daily business operations like:
- Pricing international products/services
- Converting foreign invoices to local currency
- Budget forecasting and financial planning
- Client quotations and proposals
Our converter is perfect and used by thousands of businesses daily.
Q:Which currencies do you support?
A: We support 150+ currencies including:
- Major Currencies: USD (US Dollar), EUR (Euro), GBP (British Pound), JPY (Japanese Yen), CNY (Chinese Yuan), AUD, CAD, CHF
- Asian Currencies: PHP (Philippine Peso), SGD, THB, MYR, IDR, KRW, HKD, TWD, VND, INR
- Middle East: AED, SAR, QAR, KWD, BHD, OMR
- Latin America: MXN, BRL, ARS, CLP, COP
- Africa: ZAR, NGN, EGP, KES
- Crypto (Popular): BTC, ETH, USDT, BNB
Can't find your currency? Contact us and we'll add it within 24 hours!
Q:What's the best way to send money internationally?
A: Based on cost, speed, and convenience, here's our ranking:
- Best Overall: Wise (TransferWise) - Low fees (0.5-1%), mid-market rate, 1-3 days. Great for $500-$50,000.
- For Small Amounts (<$200): Remitly, WorldRemit - First transfer free, instant delivery, good for OFW remittances.
- For Large Amounts (>$10,000): OFX, CurrencyFair - No maximum limit, better rates on bulk, 2-4 days.
- Fastest (Emergency): Western Union, MoneyGram - Minutes to 1 hour, but 3-6% fees. Use only when urgent.
- Worst: Bank Wire Transfers - High fees ($25-$50 per transfer), poor exchange rates, avoid unless required.
Pro Tip: Use our converter to check the rate they're offering vs. the real rate!
Q:How often do exchange rates update?
A: Our rates update every 60 seconds during market hours (Monday-Friday, 24/5) and every 5 minutes on weekends. Major currency pairs (USD/EUR, USD/JPY) can fluctuate by 0.1-0.5% throughout the day due to:
- Market Trading: Forex markets trade $6.6 trillion daily, causing constant price movements
- Economic News: Interest rate announcements, GDP reports, employment data
- Geopolitical Events: Elections, trade agreements, conflicts
- Time Zones: London (8 AM-4 PM GMT), New York (1 PM-9 PM GMT) are most volatile
For the most accurate conversion, check the rate right before you exchange!
Q:Can I save or bookmark specific currency pairs?
A: Yes! The converter automatically remembers your last used currencies in your browser. When you return, your preferred currency pair will already be selected. For quick access to specific pairs:
- Bookmark this page with your current selection
- Create multiple browser bookmarks for different pairs (USD/PHP, EUR/USD, etc.)
- Add to home screen on mobile for one-tap access
- Pin the tab in your browser to keep it always open
Pro users often keep our converter open in a pinned tab for instant rate checks throughout the day!
Why Use Our Currency Converter?
๐ฏ Accurate & Real-time
Get the most accurate exchange rates updated in real-time from multiple reliable sources. Our multi-tier API system ensures you always get current market rates.
๐ Global Coverage
Convert between 150+ currencies including major world currencies, cryptocurrencies, and regional currencies for comprehensive global coverage.
๐ Historical Data
View historical exchange rate trends and charts to make informed decisions about currency exchange timing and investment strategies.
๐ผ For Everyone
Perfect for travelers, international students, business owners, investors, and anyone dealing with foreign currencies on a regular basis.