📈

Philippine Investment Calculator

Plan your investments in Philippine stocks (PSE), mutual funds, UITFs, bonds, and treasury bills. Get portfolio recommendations and realistic growth projections based on Philippine market data.

PSE StocksMutual Funds & UITFsGovernment & Corporate BondsDiversified Portfolio

Investment Calculator

₱

Minimum recommended: ₱5,000

₱

Regular investing helps with peso cost averaging

Historical averages: Stocks 8.5%, Bonds 5.5%, Mixed 7%
Inflation rate: ~3.5% annually

Longer horizons allow for higher growth potential

💡 Investment Tips

  • • Diversification reduces risk while maintaining returns
  • • Regular investing smooths out market volatility
  • • Time in the market beats timing the market
  • • Consider your age and goals when choosing risk level
💰

Ready to Invest

Enter your investment details on the left to see growth projections and portfolio recommendations.

Philippine Investment Options

📊PSE Stocks

Historical Return:8.5% annually
Risk Level:High
Min Investment:₱5,000
Time Horizon:5+ years

🏛️Mutual Funds

Expected Return:5-9% annually
Risk Level:Medium
Min Investment:₱5,000
Management:Professional

🏦Government Bonds

Expected Return:4-6% annually
Risk Level:Low
Min Investment:₱5,000 (RTB)
Guarantee:Government

🔄Diversified Portfolio

Expected Return:6-8% annually
Risk Level:Balanced
Strategy:Mixed Assets
Rebalancing:Quarterly

Smart Investment Strategies

Getting Started

  • Start with an emergency fund (3-6 months expenses)
  • Use peso cost averaging for regular investments
  • Diversify across different asset classes
  • Understand your risk tolerance and time horizon

Long-term Success

  • Stay invested through market cycles
  • Rebalance your portfolio annually
  • Consider tax-efficient vehicles like PERA
  • Review and adjust goals periodically