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Philippine Retirement Calculator

Plan your retirement with SSS/GSIS projections and lifestyle-based planning for Filipinos. Calculate retirement income, savings needs, and prepare for a comfortable future.

SSS/GSIS ProjectionsPrivate Savings GrowthLifestyle PlanningInflation Adjusted

Retirement Planning Details

Age Information

Income Information

₱

Savings & Investments

₱
₱

Retirement Lifestyle

Based on typical Philippine retirement costs. Includes housing, food, healthcare, and activities.

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Plan Your Retirement

Enter your retirement details on the left to see projections and recommendations.

Philippine Retirement System

🏛️SSS (Social Security System)

Coverage:Private Employees
Contribution Rate:13% (shared)
Min. Contribution:10 years
Retirement Age:60-65 years

🏛️GSIS (Gov't Service Insurance)

Coverage:Government Employees
Contribution Rate:12% (shared)
Min. Contribution:15 years
Retirement Age:60-65 years

💼Private Retirement

PERA:Tax-Deferred
Investments:Stocks, Bonds, Funds
Real Estate:Property Investment
Business:Passive Income

Philippine Retirement Lifestyle Costs

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Basic Lifestyle

₱35,000

per month

  • • Basic housing and utilities
  • • Simple meals and groceries
  • • Public transportation
  • • Basic healthcare coverage
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Comfortable Lifestyle

₱85,000

per month

  • • Better housing and amenities
  • • Regular dining out
  • • Own vehicle
  • • Good healthcare and insurance
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Luxury Lifestyle

₱198,000

per month

  • • Premium housing and location
  • • Fine dining and entertainment
  • • Luxury travel and hobbies
  • • Premium healthcare and services